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The Ultimate
In Secure, Real-Time
Credit Card Transaction
Processing |
eProcessingNetwork is helping merchants realize
unlimited business opportunities and profits with the
continued expansion of the Internet marketplace, enabling
merchants with an Internet presence to process online
credit card transactions automatically and in real-time,
using a secure Web page accessed directly from the merchant’s
existing Web site.
Added Convenience
The latest, most sophisticated digital encryption is
used to transmit information between the customer’s
browser and the eProcessingNetwork Secure
Credit Card Transaction Processing Server. Direct communication
lines are used to obtain real-time authorizations from
the processor. Plus, merchants get the added convenience
of having funds directly deposited to their bank account.
Added Security and Fraud
Reduction
Secure order forms are tailored to match the design
of the merchant’s Web pages and automatic e-mail messages
are sent to the merchant, as well as the cardholder,
confirming each transaction. Real-time communication
between eProcessingNetwork and the processor helps ensure
the accuracy and validity of each transaction. In addition,
Address Verification Services are performed to reduce
the chance of fraud and charge-backs and open batches
are automatically closed daily so merchants no longer
need to purchase additional software to reconcile their
transactions.
Simple and Secure
Integrating eProcessingNetworks credit card transaction processing
service is easy to do. Here’s how it works:
- When the merchant’s customer is ready to buy, they
are linked to the eProcessingNetwork Secure Payment Information
Capture Form on the eProcessingNetwork Secure Transaction Processing
Server. This page matches the design of the merchant’s
Web page, and the customer is given visual clues of
the forms Secure Socket Layer (SSL) encryption.
- Once the customer submits payment information, the
eProcessingNetwork Transaction
Processing Server processes the transaction and gives
the customer immediate transaction status - approval,
decline or other status indication.
- If the processor approves the transaction, an e-mail
message containing the customer’s mailing information
and order summary is sent to both merchant and customer.
Credit card information is never e-mailed, sold or
distributed to third parties.
The entire process is simple and convenient to use. eProcessingNetwork offers
reliable and secure credit card transaction processing
services and professional support every step of the way.
To request information on
utilizing eProcessingNetwork Secure Transaction Processing
Services, please provide us with some preliminary
information.
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Please
click here to go to actual eProcessing Network Services
Page.
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Merchant Benefits
- User Friendly, easy to use program.
- Solution for automated processing
of internet merchants.
- ACH/Electronic checks feature-transfer
funds from customer's checking account directly to merchant's bank
account and replaces the need to accept checks.
- Handles recurring monthly payments
from credit cards or checking accounts.
- SSL security (best on the NET today)
- Reporting capabilities accessible
via the NET.
- More sales on the NET through acceptance
of credit cards Worldwide.
- Authorize transaction within 5 seconds
and emails customers' order to merchants for fulfillment.
- Encourages impulse buying on the NET.
- Converts your web site from a electronic
brochure to a virtual storefront without the addition of a clerk.
- Merchants can sell on-line services
and offer immediate product Downloads ie. Software, Books, Video
and viewing material.
- Merchants processing site can be setup
to have the same look and feel as their site.
The Virtual Terminal makes credit card
authorization and transaction mangement fast and easy. For a Demo-http://www.eProcessingNetwork.Com/msclogin.html
User Name: 05971 password:
testdrive
Electronic Check is an Internet Software
payment service that allows online and traditional merchants to accept
and process electronic check payments either directly from their Web
site's storefront or through the Virtual Terminal.
Electronic Check makes it easy for online
businesses to add an electronic check payment option to their Web
site. Customers who wish to pay for a purchase with an electronic
check can simply select the electronic check option and enter the
requested bank account information. Electronic Check encrypts the
data using the same SSL 3.0 encryption technology and transmits it
to the secure server for posting. Transactions are automatically settled
each day. Then, the system debits the consumer's account via the Automated
Clearing House (ACH)* and transfers the funds to the merchant's account.
If the account numbers are entered incorrectly or the account has
insufficient funds, the Electronic Check system notifies the merchant.
Traditional merchants without commerce-enabled
Web sites can also use Electronic Check to handle periodic billings.
Businesses such as health clubs, tanning salons, subscription services,
ISPs, membership companies, and health care practitioners are typical
examples of businesses that need the ability to periodically deduct
funds from their customers' checking accounts. Of course, customer
approval is always recommended, and merchants must sign a separate
Electronic Check ACH agreement to perform these types of transactions.
*The Automated Clearing House is the
electronic network which transfers and clears funds between banking
institutions on behalf of merchants and their customers. Each transaction
takes approximately 48 hours to clear, and we strongly suggest that
merchants wait five days from the initial transaction date before
shipping any goods. This leaves two days to debit the consumer's account,
two days to deposit the funds into the merchant's account, and one
day for the bank to post the transaction. Because of this unavoidable
delay, Electronic Check should not be used by merchants who sell soft
or digital goods that are normally downloaded immediately upon completion
of the sale.
